Your Mortgage Specialist

Get the loan you need

Getting a loan doesn’t have to be a complicated process filled with headaches and paperwork. At Team USA Mortgage, we’re not just committed to finding you the perfect loan, we’re committed to making sure that the whole process is 100% pain–and hassle–free.
We can qualify you in five minutes with our loan-by-phone program.

I specialize in the following Minnesota Loans:

Reverse Mortgage Loans

Home Purchase Loans

Second Home Purchase Loans

Home Refinance Loans

Cash Out Home Loans

Jumbo Home Loans

FHA/Rural Development/VA Loans

Commercial Loans

I take care of all details, from application to closing.

We have access to an endless pool of investors, so we can offer you more options with better rates and services than other mortgage providers. We are quick, efficient, friendly, and easy to talk to. We’ll make sure you’re informed and updated every step of the way.

Team USA Mortgage’ core philosophy of “customers for Life”

A strong and genuine belief in the “customers for life” principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the company’s production. We believe in doing the job right the first time so our customers feel comfortable calling on us the next time.

Low rates and fees through knowledge and technology

We use the most advanced technology available to close loans
quickly, and at low cost. Team USA Mortgage combines the use of the internet along with advanced processing software and automated underwriting systems to find the best loan program for our customers. We’ve essentially taken the mystery out of approving and closing a home loan.

Not just for those with perfect credit

Team USA Mortgage is dedicated in the pursuit of offering competitive rates and terms for our “A” credit customers. We are also just as driven to provide customers who may have had credit problems in the past with the opportunity to obtain a mortgage. Just ask about our low down payment purchase and FHA programs.

We Listen… then find the best loan product for you!

Our goal in serving our customers is letting them tell us what they wish to accomplish in the best possible scenario. Then we work hard to make that scenario a reality. We are proud of our commitment to get the job done right the first time. In times of uncertainty you want a mortgage company that will fight for your best interest. At Team USA Mortgage, we are committed to doing what’s best for our customers. Let us prove it to you!

Jim Emerson